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Excess Employment Practices Liability

Executive Protection Coverage

Tailored D&O liability coverage for international firms across all economic segments. We specialize in protecting executives and board members from personal losses while serving high-growth industries including Mining, Oil & Gas, Manufacturing, Life Sciences, Digital Assets, Health Tech, and E-Gaming.

Product Overview

Banyan provides tailored Employment Practices Liability solutions that help organizations navigate complex and evolving workplace risks, combining deep expertise with thoughtful risk selection to provide creative, stable excess capacity above primary programs.

Employment Practices Liability (EPL) insurance protects organizations against claims arising from workplace-related issues such as wrongful dismissal, discrimination, harassment, and retaliation. As employee expectations, regulatory oversight, and litigation trends evolve, these risks have become more frequent and severe. EPL coverage helps address the financial impact of these claims by covering legal defense costs and settlements, while supporting organizations in managing reputational and operational risk.

Banyan’s Employment Practices Liability coverage is designed as an excess solution for organizations in Canada and the United States seeking to protect against complex workplace-related claims while preserving balance sheet strength above primary layers. As workforce expectations evolve and litigation tied to harassment, discrimination, and wrongful dismissal continues to rise, EPL insurance is critical in helping organizations manage these risks with confidence.

Insurance Partners

Product Highlights

Targeted Coverage

Focused on organizations with evolving workforce dynamics and heightened exposure to employment-related claims.

Tailored Solutions

Customized excess solutions designed to sit above primary layers and respond to unique workplace risk profiles.

Expertise & Support

Strong understanding of employment law trends, workplace risk, and claims severity across jurisdictions.

Market Capacity

$5M excess capacity over standalone or blended lines coverage

Industry Targets

Mining

Oil & Gas

Manufacturing

Healthcare

Digital Assets

Technology