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Healthcare Professional Liability

Customised Directors & Officers Liability Insurance designed to meet the needs of international companies across a wide rangeof industries and all levels of protection. Our D&O offering is flexible and not restricted by sector, market capitalisation, ortraditional underwriting constraints.

Product Overview

Banyan Risk’s Healthcare Professional Liability product is designed for U.S.-based healthcare organizations with complex liability exposures, including hospitals, allied health providers, and life sciences risks. The offering focuses on clients that maintain meaningful self-insured retentions and demonstrate a strong risk management and claims-handling culture.

Healthcare professional liability requires a specialist underwriting approach due to the complexity of clinical operations, evolving claims trends, regulatory pressures, and the severity potential of healthcare-related litigation. Banyan’s product is built for clients and brokers seeking more than capacity alone, with an emphasis on disciplined underwriting, technical expertise, responsiveness, and long-term partnership.

Supported by strategic capacity from Mereo Insurance, Banyan’s Healthcare offering provides access to a focused Bermuda-based underwriting platform for complex U.S. healthcare professional liability risks. The product reflects Banyan’s broader specialty approach: working closely with brokers and clients to understand individual risk profiles, structure appropriate solutions, and support sustainable portfolio growth.

Insurance Partners

Product Highlights

Expertise & Support

Experienced healthcare professional liability underwriting supported by deep knowledge of the healthcare environment, including complex operational, regulatory, and claims-related exposures. Banyan works closely with brokers and clients to provide responsive underwriting support and tailored solutions for evolving healthcare risks.

Tailored Solutions​

Flexible underwriting solutions designed to align with each organization’s risk profile, claims experience, operating environment, and jurisdictional exposures. Banyan works with brokers and clients to understand the complexity of each risk and structure coverage that reflects the client’s specific needs.

Market Capacity

Up to $5M in Healthcare Professional Liability capacity for U.S.-based complex healthcare risks. The offering is designed to support hospitals, allied health providers, and life sciences clients seeking specialist Bermuda market capacity backed by disciplined underwriting and a long-term partnership approach.

Data-Driven Underwriting​

Our underwriting is supported by data-driven analysis and technology-enabled insights. This, combined with our deep healthcare professional liability expertise and a disciplined approach to complex risk, allows for more informed decisions, faster turnaround times, and a deeper understanding of risk.

Industry Targets

Hospitals

Allied Health

Life Sciences